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Frequently asked questions
Find answers to the most common questions about your member benefits
General Questions
The RSA Benefit Trust offers medical, dental, and vision plans for members in the Law Enforcement and Correctional Deputy bargaining units, along with a wellness program through Personify Health.
Log into Plansource to view your current enrollments and coverage details.
Dependents can be added or removed during open enrollment or following a qualifying life event such as marriage, divorce, birth, adoption, or loss of other coverage.
Dependent children can generally remain on your plan past age 18. Contact the Benefits Office for specific age limits and eligibility requirements under your current plan.
No — contact the Benefits Office as soon as possible. You can initiate the change while gathering documentation, but do not wait as there are time limits for qualifying life event changes.
Documentation varies by life event. Contact the Benefits Office at 951-653-8014 for a list of required documents for your specific situation.
Ex-spouses are generally not eligible for coverage under the plan following divorce regardless of the terms of a divorce agreement. Contact the Benefits Office for guidance on your specific situation.
Contact the Benefits Office prior to your promotion to ensure your benefits are updated correctly for your new bargaining unit or pay grade.
Contact the Benefits Office at 951-653-8014 to confirm eligibility for affiliate members.
Contact the Benefits Office at 951-653-8014 for the most current carrier information.
Log into Plansource to view your covered dependents and beneficiaries.
Open enrollment runs October 1–31 each year. The next plan year begins January 1.
Disabled dependents may be eligible for extended coverage. Contact the Benefits Office at 951-653-8014 for details.
Contact the Benefits Office immediately. NICU situations may have special considerations and the office can guide you through the process.
Deductions may take one to two pay cycles to fully reflect. Contact the Benefits Office if the discrepancy continues beyond that timeframe.
Grandchildren are typically not eligible as dependents under the plan. Contact the Benefits Office to confirm eligibility requirements.
Yes — contact the Benefits Office before your leave begins to understand your options for maintaining or suspending coverage during military leave.
AWOP stands for Absence Without Pay. It occurs when you are absent from work without pay, which can affect your benefit deductions. Contact the Benefits Office as soon as you know you will be on AWOP status to understand your options.
RETIREE QUESTIONS
Contact the Benefits Office at least 30 days before your retirement date to schedule an appointment and review your options.
Yes, premiums typically change at retirement. Contact the Benefits Office prior to retiring to understand what your new costs will be.
Your RAP grant remains available to help offset premiums for in-state coverage. Contact the Benefits Office to confirm your current RAP eligibility and amount.
RAP is the Retiree Assistance Program, which provides a grant to help offset the cost of retiree health premiums. Entitlement to the full grant depends on your years of service. Contact the Benefits Office for details specific to your situation.
Yes — contact the Benefits Office to review your plan options, as some plans may have limited or no coverage outside of California.
Many changes can be made through Plansource or by contacting the Benefits Office by phone. Call 951-653-8014 for guidance on your specific request.
MEDICARE QUESTIONS
Important: If you or your spouse are turning 65, please contact the Benefits Office at least three months in advance regardless of whether you are still working.
Contact the Benefits Office at least three months before your 65th birthday to review your Medicare options and how they interact with your current RSA coverage.
Not necessarily — your RSA coverage may allow you to delay Medicare enrollment without penalty. Contact the Benefits Office to confirm before making any decisions.
Contact the Benefits Office to understand how your spouse's Medicare status interacts with your current RSA coverage and whether any changes are required.
Contact the Benefits Office for guidance specific to your situation. Generally, Parts A and B are relevant, but your enrollment requirements depend on your current coverage and employment status.
Contact the Benefits Office to review how your spouse's Medicare eligibility affects your current plan and what steps, if any, you need to take.